Mergers & Acquisitions

Harbor Capital works with shareholders to determine the best approach to bring their Agency to market, in the most effective manner. Harbor Capital utilizes its networking capability to open discussions with the potential acquiring organizations, at the highest levels, which have the ability to consummate a transaction on the most favorable terms. In addition, we never lose sight of the fact that organizational cultural issues must be considered when choosing the appropriate partners with whom to open discussions. Our professionals work with shareholders in advance of deal discussions to anticipate deal terms and pricing issues.

Acquisition Searches

Harbor Capital applies its resources and extensive staff knowledge of the marketplace to search for Agency acquisition candidates that meet management's criteria. We assist management in establishing the fair market value of the target and aid in the crucial negotiation and deal structuring procedures.

Corporate Finance

We provide access to capital and arrange financing for clients by using our contacts with banks, insurance companies, pension funds and other public and private pools of capital. Many of these providers of capital regularly call on us to identify investment opportunities within the insurance industry. As part of this process, we use our resources and facilities to search for capital sources that meet the specific criteria of each client. Harbor Capital staff are adept at the complex process of seeking venture capital for start-up funding, bridge financing and mergers and acquisitions. Our services include development of a negotiating strategy, handling of negotiations and structuring of the deal, all of which are critical for achieving successful transactions. The Harbor Capital team, with years of negotiation and deal-structuring experience, guide transactions to successful and profitable conclusions.

Due Diligence

Harbor Capital can perform acquisition due diligence as a stand-alone assignment or part of its merger and acquisition representation. This process provides management with complete and accurate assessments and the assurance of proper valuations.